Credzo tracks every card transaction, keeps your budgets in check, and gives you real-time visibility into your spending — so no swipe ever catches you off guard.
From automatic SMS import to detailed analytics, Credzo packs powerful financial tools into a clean, intuitive interface.
Log expenses in seconds. Organise by category, credit card, date, and description. View real-time spending summaries per billing cycle or month.
Link multiple credit cards (VISA, Mastercard, AMEX, RuPay) and track spending against each card's billing cycle independently.
Set category-wise budget limits globally or per credit card. Get alerts before you overspend so you can course-correct in time.
Credzo reads bank SMS on Android to automatically detect and import transactions — no manual entry needed for debit spends.
Visualise your financial story with beautiful charts. Track 12-month historical trends, category distribution pie charts, and planned vs. actual budget bars.
Customise spending alert frequency — every 12 hours, daily, weekly, or monthly. Get reminders before limits are hit.
ELITE members unlock personalised spend plans and AI budget insights powered by your real spending history.
Track expenses in INR, USD, EUR, or JPY. Switch app language between English, Hindi, Spanish, and German.
Simple, intuitive, and powerful from day one.
Sign up with email and set up your profile. Choose your preferred currency and language.
Link your cards with billing dates. Credzo will group expenses per billing cycle automatically.
Define monthly spending limits per category — Food, Shopping, Travel, and more.
Log expenses (or let SMS auto-import do it), view reports, and refine your budget over time.
Start free. Upgrade when you're ready to unlock deeper insights.
Perfect to get started
For serious budgeters
The complete package
All expense data is stored securely on our servers with JWT authentication and BCrypt encryption.
Available on both platforms. Android users get the bonus of automatic SMS-based transaction import.
Built with React Native and Spring Boot for a snappy, responsive experience even on older devices.
English, Hindi, Spanish, German. INR, USD, EUR, JPY. Credzo fits your world.
Have questions about Credzo? Want early access, a feature request, or partnership opportunities? Drop us a message and we'll get back to you within 24 hours.